Mold damage insurance claims in Plantation often prove to be as insidious as the mold problem itself. The reality is that mold spores are everywhere in nature and that some people have mold growing in their closets because they live in a coastal and humid area such as Plantation, Florida. As a Plantation homeowner, you probably never even thought about mold until it had already become a problem. When it comes to handling mold damage insurance claims in Plantation Florida, do you know what to do?
Your Plantation homeowners’ insurance should cover mold damage if it was caused by what is considered a “covered peril.” However, home insurance policies usually don’t cover mold damage that resulted from a preventable water leak that you caused, or high humidity. According to the Occupational Safety and Health Administration, extreme exposure to mold can cause symptoms such as nasal stuffiness, eye irritation, or wheezing. For more severe reactions, mycotoxins from mold growth can also cause other respiratory problems. These increased public awareness concerns have made the cleanup, removal, and remediation techniques for mold more costly and hazardous to complete. In response, some insurance carriers are removing such coverage from their policy forms, even if it resulted from a covered peril.
So what do you do if your home was damaged by a massive hurricane that flooded your entire home and caused moisture and mold build up everywhere? What do you do if you experience a home fire, and mold develops after firefighters use water to extinguish the flames? If you are going through a mold damage insurance claim in Plantation, Florida, you should know that the first thing to do is to call the expert public adjusters at Ameriloss to be your mold claim advocates. After investigating the loss and damage, your Ameriloss representatives can advise you on the most effective and accurate way to assess and document your claim. We can provide you with nearly two decades worth of mold damage and mold loss advice, including whether or not to use outside experts if warranted and necessary.
One of the most important reasons to contact the team at Ameriloss immediately for mold damage insurance claims is that the longer molds stays, the more it grows; the more it grows, the harder it is to deal with! When water or moisture damage is not cleaned up quickly and effectively, such as after fires, hurricanes, and other natural disasters, the mold situation gets even worse.
At Ameriloss, our licensed public adjusters are experienced with property damages caused by mold. We will immediately send our one of Ameriloss experts to do a FREE property inspection and help you with expediting and mitigating your mold damages. We will gather all of the details we need to file an accurate insurance claim in a timely manner, and fight hard to ensure you’re treated fairly throughout the entire mold damage insurance claim process.